Mortgage Blog
Quality advice, quality service and the best mortgage rates
New Federal GST Rebate for First-Time Home Buyers!
July 9, 2025 | Posted by: Angela Robinson
✅ What’s new? As of May 27, 2025, first-time home buyers may be eligible for a full 5% GST rebate on newly constructed homes priced up to $1 million. Homes priced between $1M–$1.5M quali ...
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Burning Your Mortgage Is Going the Way of Rotary Phones
July 2, 2025 | Posted by: Angela Robinson
The days of entering retirement mortgage-free are fading fast — even for older Canadians. A recent Royal LePage survey reveals nearly 1 in 3 Canadians retiring in the next 2 years will still ca ...
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2025 CMHC Report Reveals Top Surprise Costs for Homebuyer
June 18, 2025 | Posted by: Angela Robinson
Buying your first home? You’re not alone if it came with surprises—42% of buyers faced unexpected expenses in 2025, up from 36% in 2024. Here’s what caught them off guard: •&nb ...
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2025 CMHC Report Reveals Surprising Shifts in First-Time Homebuyer Trends
June 11, 2025 | Posted by: Angela Robinson
According to the Canadian Mortgage and Housing Corporation’s 2025 Mortgage Consumer Survey: • Extended Renting Period: On average, first-time homebuyers rented for 6.3 years before purchasi ...
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What Comes First - Mortgage or Marriage? Canadians are Deciding Differently
May 28, 2025 | Posted by: Angela Robinson
A new survey by Point2 reveals a major shift in how Canadians approach home ownership — and it’s not the way it used to be. ???? Across most generations, renters are saying yes to mortgag ...
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Down Payments Decoded: What Your Savings Mean for Homeownership in Alberta
April 30, 2025 | Posted by: Angela Robinson
Saving for a down payment is one of the biggest milestones toward owning a home — but how far your savings stretch depends a lot on where you buy! Here in Alberta, your down payment can go much ...
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Will Cutting GST on New Homes Make Housing More Affordable?
April 9, 2025 | Posted by: Angela Robinson
With the federal election just over a month away, housing affordability is a hot topic for Canadians. Both Mark Carney (Liberals) and Pierre Poilievre (Conservatives) are vowing to axe GST on new home ...
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What does the Bank of Canada's rate cut mean for the housing market?
April 2, 2025 | Posted by: Angela Robinson
The Bank of Canada has cut interest rates for the seventh time in a row, making homeownership more affordable than it has been in years! ???? Lower borrowing costs mean reduced mortgage payments, and ...
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Nearly 1 Million Canadians Are Saving for Their First Home!
January 8, 2025 | Posted by: Angela Robinson
Homeownership is a dream many Canadians work hard to achieve, but rising down payment costs and a limited housing supply can make it feel out of reach—especially for younger generations. That&rs ...
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How to Choose the Right Real Estate Agent
December 18, 2024 | Posted by: Angela Robinson
Buying or selling a home is a major financial decision, and the right real estate agent can make all the difference. A great agent will simplify the process, advocate for your interests, and help you ...
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