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What Comes First - Mortgage or Marriage? Canadians are Deciding Differently
May 28, 2025 | Posted by: Angela Robinson
A new survey by Point2 reveals a major shift in how Canadians approach home ownership — and it’s not the way it used to be.
???? Across most generations, renters are saying yes to mortgages — even if they’re doing it solo.
???? Key insights:
- 42% of renters (except older Millennials) are open to applying for a mortgage alone
- Gen Z & Younger Millennials are saving aggressively — up to $50K — and aiming to buy within 12 months
- Gen X & Boomers are leading the charge in solo mortgage confidence
- Older Millennials are the only group still prioritizing buying with a spouse
For many Canadians today, home ownership is becoming a personal milestone — not just a shared one. While high prices remain a challenge, the desire to own a home is stronger than ever, and it’s no longer tied to relationship status.
At Alberta Mortgage Professionals, we’re seeing this trend firsthand. Whether you're ready to buy on your own or with a partner, we’re here to help you take that first step confidently.
???? Reach out today and let’s talk about your path to home ownership — no ring required.
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