Mortgage Blog

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Government Extends Ban on Foreign Buying of Canadian Housing

Government Extends Ban on Foreign Buying of Canadian Housing

February 12, 2024 | Posted by: Angela Robinson

In a recent announcement, Finance Minister Chrystia Freeland revealed the extension of the federal government's ban on foreign home purchasing in Canada until the beginning of 2027. The initial rule, ...

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Navigate your path to homeownership with strategic investments!

Navigate your path to homeownership with strategic investments!

February 7, 2024 | Posted by: Angela Robinson

To buy your first home in Canada, determine your budget and save for a 20% down payment to avoid mortgage insurance. Consider the First Home Savings Account (FHSA), introduced in April 2023, with an ...

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Canada's Economic Warning: Mortgage Renewal Crisis Ahead

Canada's Economic Warning: Mortgage Renewal Crisis Ahead

January 17, 2024 | Posted by: Angela Robinson

Brace for impact! Canada faces a looming mortgage renewal crisis, with nearly $1 trillion due by 2026. This surge in payments will trigger a demand shock, stressing the economy.  To prevent a cr ...

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Conquer First-Time Home-Buying Anxiety

Conquer First-Time Home-Buying Anxiety

January 17, 2024 | Posted by: Angela Robinson

The dream of owning a home is becoming a reality for more families, with existing-home sales reaching a peak in 2021, the highest since 2006, according to data from the Nationa ...

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Consolidate Your Debt and Save!

Consolidate Your Debt and Save!

November 29, 2023 | Posted by: Angela Robinson

Are you burdened by high-interest rate debt, particularly from credit cards? Imagine a life where you can become debt-free sooner, increase your monthly cash flow, and reduce f ...

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Can I Be Denied A Mortgage After Pre-Approval?

Can I Be Denied A Mortgage After Pre-Approval?

November 22, 2023 | Posted by: Angela Robinson

Pre-approved for a mortgage? Think you're all set? Not so fast! Here's a quick guide to avoid mortgage denial after pre-approval.  Reasons a Mortgage Can Be Denied After Pre-Approval: 1️⃣ Ch ...

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 Considering a Reverse Mortgage? Here's what you need to know!

Considering a Reverse Mortgage? Here's what you need to know!

November 15, 2023 | Posted by: Angela Robinson

if you're 55 or older, a reverse mortgage can offer a way to access your home equity. However, it's crucial to weigh the pros and cons before diving in. Pros: ✅ No need to sell your home or make p ...

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A new category being added to wedding registries: New Home Fund

A new category being added to wedding registries: New Home Fund

November 8, 2023 | Posted by: Angela Robinson

A recent survey by Zillow Home Loans reveals that nearly 20% of couples are using their wedding registries to seek financial assistance for their first home purchase. This marks a 55% increase since 2 ...

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Thinking of an alternative lender? What it could mean for your mortgage

Thinking of an alternative lender? What it could mean for your mortgage

November 2, 2023 | Posted by: Angela Robinson

Canadians are increasingly turning to private lenders for mortgages due to economic conditions that make it harder to qualify for traditional loans, especially with high interest rates. The Bank of Ca ...

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HSBC Allows Mortgage and Loan Payments in Cryptocurrencies

HSBC Allows Mortgage and Loan Payments in Cryptocurrencies

October 18, 2023 | Posted by: Angela Robinson

HSBC, one of the prominent British banking giants, has taken a significant step toward fostering broader cryptocurrency acceptance by collaborating with FCF Pay, a blockchain payment system. This part ...

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