Mortgage Blog
Quality advice, quality service and the best mortgage rates
Should you lock in your variable mortgage rate?
August 27, 2025 | Posted by: Angela Robinson
It’s now been over five months since the Bank of Canada’s last rate cut, and the market outlook has shifted. Earlier this summer, many expected multiple cuts before year-end — but wi ...
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Looking for a New Home?
August 20, 2025 | Posted by: Angela Robinson
The federal government has introduced legislation to eliminate the GST on new homes under $1 million—a change that can save buyers up to $50,000 off the purchase price and as much as $240/month ...
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70% of New Homebuyers Needed Down Payment Help
August 13, 2025 | Posted by: Angela Robinson
A new survey from Mortgage Professionals Canada shows thatmost Canadians can’t buy a home without financial support. In the past two years,7 in 10 homebuyers say they couldn’t hav ...
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Thinking of waiting for home prices to drop? You might be waiting a long time…
August 6, 2025 | Posted by: Angela Robinson
A new Royal LePage survey shows 54% of Canadian renters plan to buy a home, with a third hoping to do so in the next two years. But here’s the catch — 40% are holding off, waiting for pric ...
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New Federal GST Rebate for First-Time Home Buyers!
July 9, 2025 | Posted by: Angela Robinson
✅ What’s new? As of May 27, 2025, first-time home buyers may be eligible for a full 5% GST rebate on newly constructed homes priced up to $1 million. Homes priced between $1M–$1.5M quali ...
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Burning Your Mortgage Is Going the Way of Rotary Phones
July 2, 2025 | Posted by: Angela Robinson
The days of entering retirement mortgage-free are fading fast — even for older Canadians. A recent Royal LePage survey reveals nearly 1 in 3 Canadians retiring in the next 2 years will still ca ...
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2025 CMHC Report Reveals Top Surprise Costs for Homebuyer
June 18, 2025 | Posted by: Angela Robinson
Buying your first home? You’re not alone if it came with surprises—42% of buyers faced unexpected expenses in 2025, up from 36% in 2024. Here’s what caught them off guard: •&nb ...
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2025 CMHC Report Reveals Surprising Shifts in First-Time Homebuyer Trends
June 11, 2025 | Posted by: Angela Robinson
According to the Canadian Mortgage and Housing Corporation’s 2025 Mortgage Consumer Survey: • Extended Renting Period: On average, first-time homebuyers rented for 6.3 years before purchasi ...
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What Comes First - Mortgage or Marriage? Canadians are Deciding Differently
May 28, 2025 | Posted by: Angela Robinson
A new survey by Point2 reveals a major shift in how Canadians approach home ownership — and it’s not the way it used to be. ???? Across most generations, renters are saying yes to mortgag ...
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Down Payments Decoded: What Your Savings Mean for Homeownership in Alberta
April 30, 2025 | Posted by: Angela Robinson
Saving for a down payment is one of the biggest milestones toward owning a home — but how far your savings stretch depends a lot on where you buy! Here in Alberta, your down payment can go much ...
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