Mortgage Blog

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Mortgage Paid Off? Here's How To Make The Most Of It

Mortgage Paid Off? Here's How To Make The Most Of It

September 10, 2025 | Posted by: Angela Robinson

Paying off your mortgage is a huge milestone — but what you do after can be just as important for your financial future. ✅ First, figure out how much cash flow is actually freed up (remember: ...

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GST Relief Could Save First-Time Buyers Thousands

GST Relief Could Save First-Time Buyers Thousands

September 3, 2025 | Posted by: Angela Robinson

Thinking about buying your first home? A proposed federal GST rebate could help — but there are a few details to know. The plan, first announced in June, would eliminate the GST portion on new ...

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Should you lock in your variable mortgage rate?

Should you lock in your variable mortgage rate?

August 27, 2025 | Posted by: Angela Robinson

It’s now been over five months since the Bank of Canada’s last rate cut, and the market outlook has shifted. Earlier this summer, many expected multiple cuts before year-end — but wi ...

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Looking for a New Home?

Looking for a New Home?

August 20, 2025 | Posted by: Angela Robinson

The federal government has introduced legislation to eliminate the GST on new homes under $1 million—a change that can save buyers up to $50,000 off the purchase price and as much as $240/month ...

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 70% of New Homebuyers Needed Down Payment Help

70% of New Homebuyers Needed Down Payment Help

August 13, 2025 | Posted by: Angela Robinson

  A new survey from Mortgage Professionals Canada shows thatmost Canadians can’t buy a home without financial support. In the past two years,7 in 10 homebuyers say they couldn’t hav ...

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Thinking of waiting for home prices to drop? You might be waiting a long time…

Thinking of waiting for home prices to drop? You might be waiting a long time…

August 6, 2025 | Posted by: Angela Robinson

A new Royal LePage survey shows 54% of Canadian renters plan to buy a home, with a third hoping to do so in the next two years. But here’s the catch — 40% are holding off, waiting for pric ...

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New Federal GST Rebate for First-Time Home Buyers!

New Federal GST Rebate for First-Time Home Buyers!

July 9, 2025 | Posted by: Angela Robinson

✅ What’s new? As of May 27, 2025, first-time home buyers may be eligible for a full 5% GST rebate on newly constructed homes priced up to $1 million. Homes priced between $1M–$1.5M quali ...

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Burning Your Mortgage Is Going the Way of Rotary Phones

Burning Your Mortgage Is Going the Way of Rotary Phones

July 2, 2025 | Posted by: Angela Robinson

The days of entering retirement mortgage-free are fading fast — even for older Canadians. A recent Royal LePage survey reveals nearly 1 in 3 Canadians retiring in the next 2 years will still ca ...

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2025 CMHC Report Reveals Top Surprise Costs for Homebuyer

2025 CMHC Report Reveals Top Surprise Costs for Homebuyer

June 18, 2025 | Posted by: Angela Robinson

Buying your first home? You’re not alone if it came with surprises—42% of buyers faced unexpected expenses in 2025, up from 36% in 2024. Here’s what caught them off guard: •&nb ...

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2025 CMHC Report Reveals Surprising Shifts in First-Time Homebuyer Trends

2025 CMHC Report Reveals Surprising Shifts in First-Time Homebuyer Trends

June 11, 2025 | Posted by: Angela Robinson

According to the Canadian Mortgage and Housing Corporation’s 2025 Mortgage Consumer Survey: • Extended Renting Period: On average, first-time homebuyers rented for 6.3 years before purchasi ...

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