Mortgage Blog
Quality advice, quality service and the best mortgage rates
Unlocking Hidden Inventory: How to Find Homes Before They Ever Hit MLS
November 12, 2025 | Posted by: Angela Robinson
In a quieter market, many sellers aren’t advertising publicly—they’re testing the waters off-market. That means the best homes are often sold long before a listing ever hits MLS.At A ...
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Is Your Mortgage Renewal About to Shock You?
November 5, 2025 | Posted by: Angela Robinson
Over the next two years, many Canadians will face a major jump in mortgage payments — and for some, the increase will be more than they can comfortably afford. Here’s what you need to kn ...
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What is a HELOC?
September 24, 2025 | Posted by: Angela Robinson
A HELOC is like giving your home a financial “credit card.” Here’s how it works:- It’s considered a second mortgage, secured against your home. - Works as a revolving line ...
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Mortgage Paid Off? Here's How To Make The Most Of It
September 10, 2025 | Posted by: Angela Robinson
Paying off your mortgage is a huge milestone — but what you do after can be just as important for your financial future. ✅ First, figure out how much cash flow is actually freed up (remember: ...
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GST Relief Could Save First-Time Buyers Thousands
September 3, 2025 | Posted by: Angela Robinson
Thinking about buying your first home? A proposed federal GST rebate could help — but there are a few details to know. The plan, first announced in June, would eliminate the GST portion on new ...
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Should you lock in your variable mortgage rate?
August 27, 2025 | Posted by: Angela Robinson
It’s now been over five months since the Bank of Canada’s last rate cut, and the market outlook has shifted. Earlier this summer, many expected multiple cuts before year-end — but wi ...
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Looking for a New Home?
August 20, 2025 | Posted by: Angela Robinson
The federal government has introduced legislation to eliminate the GST on new homes under $1 million—a change that can save buyers up to $50,000 off the purchase price and as much as $240/month ...
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70% of New Homebuyers Needed Down Payment Help
August 13, 2025 | Posted by: Angela Robinson
A new survey from Mortgage Professionals Canada shows thatmost Canadians can’t buy a home without financial support. In the past two years,7 in 10 homebuyers say they couldn’t hav ...
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Thinking of waiting for home prices to drop? You might be waiting a long time…
August 6, 2025 | Posted by: Angela Robinson
A new Royal LePage survey shows 54% of Canadian renters plan to buy a home, with a third hoping to do so in the next two years. But here’s the catch — 40% are holding off, waiting for pric ...
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New Federal GST Rebate for First-Time Home Buyers!
July 9, 2025 | Posted by: Angela Robinson
✅ What’s new? As of May 27, 2025, first-time home buyers may be eligible for a full 5% GST rebate on newly constructed homes priced up to $1 million. Homes priced between $1M–$1.5M quali ...
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