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  • October 13, 2017
  • Posted by Marc Crossman

WHAT IS AN INTEREST RATE DIFFERENTIAL (IRD)? HOW DO YOU CALCULATE IT?

  A mortgage in its simplest form is a contract. It has terms, conditions, rights and obligations for you and the lender. When you sign on the dotted line, you are agreeing to those terms for th

  • October 11, 2017
  • Posted by Marc Crossman

Lessons from the Ashes: The Fort McMurray fire

  The Fort McMurray fire and subsequent reconstruction demonstrates the necessity—but also the limitations—of home insurance in the face of natural disasters Tuesday, May 3, 2016, i

  • October 6, 2017
  • Posted by Marc Crossman

TIME TO LOCK IN YOUR RATE? MAKE SURE YOU HAVE AN EXIT STRATEGY

  Like many of you, I received a call last week, from my mortgage provider, asking whether I wanted to “lock in” a new five-year fixed rate. The rate was a special offer and would on

  • September 29, 2017
  • Posted by Marc Crossman

PAPERWORK YOU MUST KEEP

  As a mortgage professional there are things I wish more people were aware of which is why we are going to take a look into the paperwork we all need to hold onto to avoid frustration or even a