Mortgage Blog

Down Payments Decoded: What Your Savings Mean for Homeownership in Alberta

April 30, 2025 | Posted by: Angela Robinson

Saving for a down payment is one of the biggest milestones toward owning a home — but how far your savings stretch depends a lot on where you buy! Here in Alberta, your down payment can go much ...

Will Cutting GST on New Homes Make Housing More Affordable?

April 9, 2025 | Posted by: Angela Robinson

With the federal election just over a month away, housing affordability is a hot topic for Canadians. Both Mark Carney (Liberals) and Pierre Poilievre (Conservatives) are vowing to axe GST on new home ...

What does the Bank of Canada's rate cut mean for the housing market?

April 2, 2025 | Posted by: Angela Robinson

The Bank of Canada has cut interest rates for the seventh time in a row, making homeownership more affordable than it has been in years! ???? Lower borrowing costs mean reduced mortgage payments, and ...

Nearly 1 Million Canadians Are Saving for Their First Home!

January 8, 2025 | Posted by: Angela Robinson

Homeownership is a dream many Canadians work hard to achieve, but rising down payment costs and a limited housing supply can make it feel out of reach—especially for younger generations. That&rs ...

How to Choose the Right Real Estate Agent

December 18, 2024 | Posted by: Angela Robinson

Buying or selling a home is a major financial decision, and the right real estate agent can make all the difference. A great agent will simplify the process, advocate for your interests, and help you ...

Navigating Canada’s Housing Market: The Best and Worst Cities for First-Time Buyers

November 27, 2024 | Posted by: Angela Robinson

Buying your first home in Canada can feel overwhelming. With soaring property prices, rising rents, and the challenge of saving for a down payment, it can seem like an unattainable goal. But the good ...

3 Mortgage Refinance Pitfalls to Avoid This November

November 13, 2024 | Posted by: Angela Robinson

Mortgage rates have been on a rollercoaster recently. In September, they dipped toward 6% before climbing back up in October. As of October 31, the average 30-year mortgage rate was at 6.72%, and whil ...

Canadian homeowners consider switch to variable rate mortgages after big rate cut

November 6, 2024 | Posted by: Angela Robinson

As the Bank of Canada recently delivered a significant 50-basis-point rate cut, taking its benchmark policy rate to 3.75%, Canadian homeowners and potential buyers are reevaluating their mortgage opti ...

As a first-time homebuyer you can now stretch your mortgage to 30 years. But is that a good idea?

October 30, 2024 | Posted by: Angela Robinson

With Canadian home prices remaining high, homeownership feels out of reach for many prospective buyers. According to a CIBC survey, 76% of Canadians who haven't purchased a home believe they may never ...

Unlocking Housing Potential: Canada's Plan for Affordable Homes

October 16, 2024 | Posted by: Angela Robinson

Across Canada, many properties—from vacant lots to unused basements—are underutilized, presenting a missed opportunity to address the housing crisis. By making it easier for homeowners to ...

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